Found the perfect home?
I can help you find the right loan.

Put Victor Steiner, your personal "mortgage shopper," to work for you today!
Buying a home is one of the biggest purchases most of us will ever make. House hunting can be both exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.  Luckily, you have begun to do your research, and have now found one of the premier lenders in the market!

Before even speaking with a Realtor, you should be reviewing your financial situation with a Mortgage Professional like myself, who can help you determine how much home you can comfortably afford, and what the best method of financing that home may be in your specific case.

House-hunting can be a lot easier once you have gotten all the financial concerns out of the way, and have a pre-qualification letter in hand.

Ask me about our New Jersey Low Cost Refinancing, Long Term Rate Locks, Jumbo Loans, and First Time Home Buyer Programs.

Here’s what you get when you put me to work for you:

1. A comprehensive detailed analysis of your financial situation as it relates to your financing needs and home purchase plans.

2. A full updated credit report which will include your current credit scores, and highlight any areas that need to be addressed.  It’s important that this be done as soon as possible in order to give you ample time to correct any inaccuracies or other issues.

3. A thorough review of the myriad of mortgage programs available in the market, including pricing, fees, qualification guidelines, lock terms, advantages and disadvantages of each.

4. A formal pre-qualification letter that will tell Realtors and home sellers that you are a serious and well qualified buyer, ready and able to make offers on homes that interest you.

5. A simple, paperless loan application process that can be completed in as little as 15 minutes, even by phone.  I complete all forms for you, there’s nothing for you to take hours or days of your valuable time to fill out.

6. Guidance and communication with you, your Realtor and Attorney throughout the loan process, from day one until closing.  I will always be your contact, and am always monitoring the status and condition of your loan file up until the day you take possession of your new home.

We lend in the following states: New Jersey, New York, Delaware, Pennsylvania, Connecticut

Waterfront home specialist, from Long Island NY, to the Jersey Shore, south to Fenwick Island, Delaware.

Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of our competitive rates. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


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Trusted. Experienced. Secure.

Victor Steiner on Zillow
Victor Steiner reviews.
' Victor Steiner was extremely helpful through my entire home buying experience. From getting me pre-approved to the day of closing he was very clear ... '
by richard carle
' He was great. We had had the run around from another broker for 4 weeks and Victor got us in our home in a week!!! THANK YOU VICTOR!!! He saved us ... '
by DeweyLane